Daddy's Home by Tony Rubino and Gary Markstein for February 20, 2016

@Tony“Cash or credit?”Sadly very little of the first and none of the second.

So… the people where Daddy lives have not discovered this small useful thing called handles for grocery bags? I can’t imagine having to carry groceries like that… especially two bags at once… O.o

Cash only, I have a bad track record with credit and at most won’t have more than a debit card.

Cash or credit?

I’ll take either, thanks.Whatcha got?

I would rather owe you than cheat you out of it.

I know how to use credit properly, so I never carry much cash. Charge it and pay it all off by the due date.

Cash most of the time! But Credit on-line! mostly!

Cash. All I can lift..Use credit for specific cash back rewards.Cash most other times. Liquor stores, bars and ammo, among some other things.

Cash for sure. Email me and I’ll send you the address.

Cash.

Cash only in our house. Am so over credit cards. In fact I don’t even have a debit card. really.

Cash or debit. Don’t have a credit card.

I’m with Beviek and Grog – I use a credit card with rewards and pay it off every month. I can’t remember the last time I paid any interest. At the end of the year I will have several hundred dollars in rewards which I use for Christmas.

Hee hee hee!

QOTD #2: Reusable, or my hands when I forget to take the other ones back to my car.

Well, it does require disciplined approach to spending. In my younger days, I lacked that discipline. There are many people out there who don’t have a disciplined approach to anything.

99% of the time credit, which I pay off every month, and have plenty of gift cards and other “free” rewards I take advantage of. Like Perkycat I also use a lot at Christmas. My monthly bills, electric, cable, etc. I pay by check and the old fashioned "snail mail which really isn’t slow at all. Don’t have a debit card, don’t want one.

As for shopping bags, I use cloth when I remember. Otherwise, the plastic bags, which come in real handy for putting the scooped litter box waste in.

@Tony

“Cash or credit?”

Whenever possible, I use cash; otherwise Amex.

Interesting story, if you like interesting stories, if not, move on:

I needed a hair cut and was short on time and my regular barber was backed up so I tried one of those “chain” shops. I walk inside and was escorted to a chair where the gal who was to cut my hair asked me what number I was.

I replied, “Number? What do you mean by number? I just want a regular hair cut!”

She said, “So I know which adapter to use with the clipper?”

Again I replied, “I just want a regular hair cut.”

I have no idea what “adapter” she used and began “cutting” my hair. She was done after 15 minutes or so, and my head looked presentable (after all, I knew it would grow out and my regular guys would be able to get it back in shape)

The price of the cut was, as I recall, $16, so I handed the kid a $20 bill to which she replied, “What am I supposed to do with that? Don’t you want to use a credit card?”

I said, “For $16? I don’t think so?”

“Well, I will need your phone number”, she said.

“What for? I am paying with cash! Just give me $4 change and I am out’a here!”

Now she is calling her supervisor to find out how to use the cash register without a phone number. I stood there for a few seconds, and said,“I’m leaving. I can’t wait around for this nonsense!”, and headed for the door.

As I reached the door, she said, “Don’t you want your $4?”

“No!”, I said, “It is obvious you need it a lot more than I do…”

What type of shopping bag do you use? (I use reusable cloth bags.)

Didn’t we have this question a few days ago?

Cash for small purchases and lunches. Credit for most other things. I have 3 cards, all with rewards. Will ditch AmEx when Costco changes. Don’t know if I’ll then have 2 Visas (currently have Amazon one) or be able to use only one. Last one is Discover.