Banking is misregulated as well as grossly over-regulated. The stupidest of all is HMDA – no rational soul can interpret anything meaningful from those reports. The Basel protocols practically compelled banks to invest mostly in consumer real estate mortgages and sovereign debt – smart. CRA limits bank freedom unless they throw enough money at low income borrowers, and ECOA punishes them if they price it according to risk. Why anyone thinks bureaucrats are competent to supervise a free competitive market is beyond comprehension.
This is a rerun from 2011, when Stantis was still doing the artwork. I like the way he draws Carmen much better. I’ve always been a sucker for big noggins.
(At least, I think it was still Stantis. Maybe not. If it wasn’t Eric Allie started out imitating Stantis much more closely before drifting in his own direction.)
bama1fan92 almost 10 years ago
Isn’t he out of office now?
jbmlaw01 almost 10 years ago
Banking is misregulated as well as grossly over-regulated. The stupidest of all is HMDA – no rational soul can interpret anything meaningful from those reports. The Basel protocols practically compelled banks to invest mostly in consumer real estate mortgages and sovereign debt – smart. CRA limits bank freedom unless they throw enough money at low income borrowers, and ECOA punishes them if they price it according to risk. Why anyone thinks bureaucrats are competent to supervise a free competitive market is beyond comprehension.
nosirrom almost 10 years ago
I thought he was talking about congress.
ltilton almost 10 years ago
Carmen’s head is ballooned up again
JLG Premium Member almost 10 years ago
This is a rerun from 2011, when Stantis was still doing the artwork. I like the way he draws Carmen much better. I’ve always been a sucker for big noggins.
JLG Premium Member almost 10 years ago
(At least, I think it was still Stantis. Maybe not. If it wasn’t Eric Allie started out imitating Stantis much more closely before drifting in his own direction.)
catzilla23 almost 10 years ago
Who is the senior Senator from Prickly City?
K M almost 10 years ago
Hunny Bunny should have been sworn in a week ago in Senator Kevin’s place. bama1fan92 is right; he should be out of office now.