The good thing is that she initiated thje conversation. Nevertheless, both have different agendas. I hope they both give the other a chance to explain.
And if you really want to be freaked out, go see the 1998 movie Fallen which uses this not only as a sound track but as the an integral part of the plot. Denzel Washington, John Goodman, Donald Sutherland.
Actually, he doesn’t have the right of way. The large ship probably does in this case. Since there’s a rowboat there it implies a channel. "Sailing vessels and vessels less than 65 feet in length cannot block passage of a vessel that must restrict its navigation to a narrow channel.
The good thing is that she initiated thje conversation. Nevertheless, both have different agendas. I hope they both give the other a chance to explain.