Because of Eddie’s past claims, the Insurance company eliminated from his policy the usual perils and reduced his premium to the bare minimum. Based upon their profit/loss factor and potential lawsuits, which Eddie never persue, they were obliged to cover Eddie’s boat for Krakens because they didn’t beleieved that they existed. Unfortunately the rider did not specify that Krakens had to exist!
Frank C must be working at Marvel these days or at a comic convention. Or is it summer rerun time?