@GaijinrabbitIt amazes how quickly people forget the first thing God gave humanity, free will. As long as there is free will there will be consequences for actions and those consequences are not always easy to see. Tell me, if God were to suddenly take away all free will and make the world a perfect place would anyone love Him for it? Just because someone has the power to stop something does not make them responsible for it happening, nor does it mean they caused it. We all celebrate the day giving thanks for the same stuff, the question is who are you giving thanks too.
this reminds me of a story my highschool principal told of when he was in college. him and a buddy dressed up as Frankenstines monster and a zombie (both are over 6 ft and 250lbs, no fat) they would ring the doorbell and when the people would open the door frankenstine would grunt and hit his bucket with a stick and that was all. He said most people would just dump the candy bucket in their pails and slowly close the door.
simple business fact, the amount paid in for any insurance will always be substantially more than the amount paid out by insurance. If that were not the case then there would be no business. Insurance companies are companies and all companies have one thing in common, they make money.
The best answer I can come up with is “By whose standards?” Beauty is in the eye of the beholder (or sometimes the beer holder)