I’m trying to wait until I’m 70 to collect Social Security, but that’s because I want to pay off my mortgage before I retire — and I’ll be lucky if that happens before I’m 70.
If I really need money (which I fortunately don’t now), in about a year I’ll be full retirement age and can collect it while still working without any penalties, but I hope that doesn’t happen.
For once, I can’t disagree with you, but it would be nice if 99% of your comments weren’t negative.