Although I may envy her a litt…..OK, a lot, she needs to stay active for body and mental health. There are lots of things to do to help. Step one, get out of the house.
The missus retired last year because she was “done” with working despite having no pension or any supplemental income, just the seemingly small monthly stipend. Through no one’s fault but my own, I never planned on those years after working. Always just increased my spending to meet my income. Never got that degree to land a job with pension plans, etc. Didn’t wake up until maybe 10 or 11 years ago and began investing what I could afford into an ever fluctuating 401k, so “retirement” for me may happen in the next 9 years (at 70) or I may be like some others at work and still be there well into 70’s and 80’s. Too bad we cannot pick one thing to go back and tell our younger selves about…. I know what mine would be.
For me, husband gave me a rude awakening said retiring age 62, I thought early, I knew pension would not be as much and SS either as much he worked 36 years, he felt he have to pay the company, I had to abide his wishes, year later company laid off 10,000 workers. For me I checked my SS where I was age 60, if I tried SS age 62 I lose $200 a month compared to full. Husband did not argue with me as I pointed out would be better if he waited that been 3 more years did not know massive layoff as he did not did retire age 62. We do have only two kids both not married, no grandkids, one works at grocery store other no job. Her man trying to find work after he was terminated from two other jobs. My sister’s husband asked if I was then when I was 60 going to retire early answer no, they followed my pattern of waiting until age 65 for full. My leisure outside to walk, do puzzles, comics, reading, and watch TV. We rarely ever travel as husband is disabled and I do not want to do all that driving.
I suggested husband quit his job in his mid 50s as he was so terribly burned out that he would come home from work and go to bed, get up for dinner, and then sit at the kitchen table as we watched TV staring at the screen and not seeing anything.
He took a 6 months leave of absence. I was working at the time – somewhere between full and part time . Being an accountant I had run the numbers and figured we would get by. We also are craft artists and we had planned on building up that business from almost no income to something which would pay the bills – never happened. When the 6 months was up he quit his job. Later found out should have taken a year off as that was how long it took for him to want to work again.
My accounting practice was a continuation of both my dad’s and my former boss’s. So my clients started dying as they were considerably older. Down to 5 of them now. One of them when I first starting helping my dad when I was maybe 10 or 12 by adding up payroll books for him – it was her dad’s books I was adding up. I keep the practice going to cover these clients as after all the decades and most of them are in their 80s – how could I just drop them and say “find someone else”?
We do get by on the comfortable side. but we were never ones to live lavishly. He cannot travel unless he is driving so no trips to Europe or far across the country, just to nearby states – the same trips we have traveled over the decades. Interesting being together 24/365 – right now he is on his computer upstairs and I am on mine downstairs. Other than this small separation and when I go once a month to my embroidery club – we are together.
Concretionist 5 months ago
Yup. “hee hee hee”!
Last Rose Of Summer Premium Member 5 months ago
Oh absolutely!
Lyrak 5 months ago
I can relate. :-)
eced52 5 months ago
Ahh, retirement.
Niko S 5 months ago
I love it. Don’t ya just love retirement.
More Coffee Please! Premium Member 5 months ago
I’m with you – and loving it!
jango 5 months ago
I have passed the baton and am now watching the race from the cheap seats.
win.45mag 5 months ago
Although I may envy her a litt…..OK, a lot, she needs to stay active for body and mental health. There are lots of things to do to help. Step one, get out of the house.
locake 5 months ago
I’m over 60 too and I don’t miss the child raising years at all. There was always some drama, and it changed every week.
ladykat 5 months ago
Oh, so true.
GKBOWOOD Premium Member 5 months ago
Now, if only I could convince my body to stop breaking down, I could really enjoy my retirement!
hk Premium Member 5 months ago
If the parents were living in my house, they would have choirs, or move out.
dsatvoinde Premium Member 5 months ago
The missus retired last year because she was “done” with working despite having no pension or any supplemental income, just the seemingly small monthly stipend. Through no one’s fault but my own, I never planned on those years after working. Always just increased my spending to meet my income. Never got that degree to land a job with pension plans, etc. Didn’t wake up until maybe 10 or 11 years ago and began investing what I could afford into an ever fluctuating 401k, so “retirement” for me may happen in the next 9 years (at 70) or I may be like some others at work and still be there well into 70’s and 80’s. Too bad we cannot pick one thing to go back and tell our younger selves about…. I know what mine would be.
kab2rb 5 months ago
For me, husband gave me a rude awakening said retiring age 62, I thought early, I knew pension would not be as much and SS either as much he worked 36 years, he felt he have to pay the company, I had to abide his wishes, year later company laid off 10,000 workers. For me I checked my SS where I was age 60, if I tried SS age 62 I lose $200 a month compared to full. Husband did not argue with me as I pointed out would be better if he waited that been 3 more years did not know massive layoff as he did not did retire age 62. We do have only two kids both not married, no grandkids, one works at grocery store other no job. Her man trying to find work after he was terminated from two other jobs. My sister’s husband asked if I was then when I was 60 going to retire early answer no, they followed my pattern of waiting until age 65 for full. My leisure outside to walk, do puzzles, comics, reading, and watch TV. We rarely ever travel as husband is disabled and I do not want to do all that driving.
thedogesl Premium Member 5 months ago
I’ve been retired for 11 years. Spot on, grandma!
mafastore 5 months ago
I suggested husband quit his job in his mid 50s as he was so terribly burned out that he would come home from work and go to bed, get up for dinner, and then sit at the kitchen table as we watched TV staring at the screen and not seeing anything.
He took a 6 months leave of absence. I was working at the time – somewhere between full and part time . Being an accountant I had run the numbers and figured we would get by. We also are craft artists and we had planned on building up that business from almost no income to something which would pay the bills – never happened. When the 6 months was up he quit his job. Later found out should have taken a year off as that was how long it took for him to want to work again.
My accounting practice was a continuation of both my dad’s and my former boss’s. So my clients started dying as they were considerably older. Down to 5 of them now. One of them when I first starting helping my dad when I was maybe 10 or 12 by adding up payroll books for him – it was her dad’s books I was adding up. I keep the practice going to cover these clients as after all the decades and most of them are in their 80s – how could I just drop them and say “find someone else”?
We do get by on the comfortable side. but we were never ones to live lavishly. He cannot travel unless he is driving so no trips to Europe or far across the country, just to nearby states – the same trips we have traveled over the decades. Interesting being together 24/365 – right now he is on his computer upstairs and I am on mine downstairs. Other than this small separation and when I go once a month to my embroidery club – we are together.