Adam@Home by Rob Harrell for July 24, 2010

Payday loan guys are the scariest, but they’re also the easiest to avoid. They’re already so clearly parasites that only the truly desperate or the truly stupid use them.

I cannot argue with that logic. However, don’t forget that the more desperate a person is, the more likely that person is to do something stupid.

Did you notice? Zombies again! First in 2 Cows and a Chicken and now here. I’ll be keeping an eye out for them.

Take THAT Montel Williams!

Thank you Bose for that handy MUTE button on my remote.

I’d rather have a zombie or vampire too Katy. But help me figure out the difference between them and the pay day creepies.

It’s all a matter of perspective!

I wonder what it would take to change the overall economic environment in which too many folks have no other place to go than the payday places.

The so called “free market” unhampered by “government interference” has mostly failed small customers. Whether we imagine the payday places as predators or parasites they are the product of a construct that is more artificial than some “free market” champions are willing to admit.

Payday places feed on the desperation of folks who do not have sufficient income to build a “cushion” that would allow them to use a real bank account. Nearly all banks require a minimum balance and penalize those that cannot maintain one.

This country, in the name of “free enterprise” has failed to support the lives of millions of hard working people whose only “crime” is to work at poverty or near poverty wages. We can do better than that, though it may require offending “free market” purists. Progressives must work a lot harder to make sensible changes work. The tiresome squawking of free market purists for some reason tends to adversely affect the thinking of progressives. They yield moral ground to immorality and apologize profusely for desecrating the “American way. They should instead, reclaim the real spirit of America.

There have been some efforts to make normal bank accounts available to those who live from meager paycheck to meager paycheck. Intelligent reform is possible.

I don’t have the answers! There are no easy ones! But it is time to stop kowtowing to right-wing inanity and start working with business leaders that have real business sense. Payday “lenders” are killing America!

Amen, pooh!