so sad. January 1, start with $25 each week into savings. don’t touch it. by the time September rolls around you have about $800 saved for Christmas gifts if you shop early. $25 a week…it works. Then come the next January there is no credit card bill you’ll wonder how you’ll be able to pay.
so sad. January 1, start with $25 each week into savings. don’t touch it. by the time September rolls around you have about $800 saved for Christmas gifts if you shop early. $25 a week…it works. Then come the next January there is no credit card bill you’ll wonder how you’ll be able to pay.