Poor Andy. He tries so hard to get ahead working Flo’s finger to the bone and he’s let down by the capitalist institution. It’s the establishment man, always holding down the beer drinking, pub crawling,dart playing, pony gambling,wife beating, soccer playing man of the world. If it wasn’t for solid citizens like Andy, how could we laugh at the world?. You go Andy, have a pint on Chalkie..
Little Britain in a nutshell…..Cue David Walliams in miserable dowdy drag behind counter listlessly prodding at keyboard….
“Computer says “no”….”
Seriously, Flo’s credit record is probably shot to bits through being married to Andy, sharing a house with him, and maybe having run up debts to keep things afloat that she ended up defaulting on.
Susan001, even if Flo did sign a promissary note not to give Andy them money, he’d still take it when she wasn’t looking!
Goodness knows, computers probably would laugh at a lot of people’s financial situations when they ask for a loan if they were able…failing that, they simply crash in disbelief!
Flo’s extravagant lifestyle has caused Andy to suffer the humiliation of being turned down for a loan.
Flo needs to make do with what she has instead of looking in the shop windows all the time for new ways to waste her money. Andy is never one to complain, but it might just be the time to finally put his foot down and take charge of the purse strings.
This is what I mean…. excerpt from TV comedy sketch series “Little Britain” with dim ugly bank clerk Carol played by a six-foot-two inch bloke in drag.
http://www.youtube.com/watch?v=Hmr6Ius17ag
Credit referencing in this country can be aggravating… move into a house where a defaulter previously lived, apply for credit, it will flag the address and refuse you even though your own credit rating may be spotless. These situations can be worked out, but it takes time and aggravation.
As with Carol and the computer, it has been said that we have surrendered too many judgements that should be made by human beings to the machines. The result being often ludicrous credit decisions.
If you’re in Flo’s position, being married to and living at the same address as a guy like Andy, who must in his fifty or so years have made himself a sub-prime risk, would be counted against her.
They also, most probably, live in a low-rent part of town, a council estate (housing project to Americans) or a district down on its luck.
Credit referencing is often carried out on the basis of your postcode. (zip code?) The logic being that if you are able to live in the best part of town you are clearly affluent and a safe credit risk. Therefore people in high-status postcode areas are offered more and better credit - those in housing projects are often written off right from the start or offered sub-prime terms. This is stupid: I lived in a very good part of town by pure fluky luck. I was still poor, but paying next to no rent to look after a friend’s house while he was overseas. Purely on the basis of the postcode I was swamped with high-end credit offers.
This is really stupid, as I do not think zip codes/postcodes were devised to act as indicators of income and financial worth - yet the British system uses them as identifiers!
Vista Bill Raley and Comet™ over 14 years ago
Bad news?
Yukoner over 14 years ago
At least it didn’t break down in hysterical crying.
Rakkav over 14 years ago
Good question indeed, but going to the bank is about the only useful thing Andy ever does. Don’t take that from him or he’ll never leave the couch.
kjaneh over 14 years ago
The computer must have spat out ‘ha!, ha!, ha!’ to the printer - would have loved to see that.
COWBOY7 over 14 years ago
You should have seen that coming, Andy!
lewisbower over 14 years ago
Poor Andy. He tries so hard to get ahead working Flo’s finger to the bone and he’s let down by the capitalist institution. It’s the establishment man, always holding down the beer drinking, pub crawling,dart playing, pony gambling,wife beating, soccer playing man of the world. If it wasn’t for solid citizens like Andy, how could we laugh at the world?. You go Andy, have a pint on Chalkie..
2write over 14 years ago
One who laughs drunk with friends, laughs the loudest. Go to the pub Andy. The computer sleeps alone.
Plods with ...™ over 14 years ago
So that’s what LOL sounds like….
AgProv over 14 years ago
Little Britain in a nutshell…..Cue David Walliams in miserable dowdy drag behind counter listlessly prodding at keyboard….
“Computer says “no”….”
Seriously, Flo’s credit record is probably shot to bits through being married to Andy, sharing a house with him, and maybe having run up debts to keep things afloat that she ended up defaulting on.
funnyfan928 over 14 years ago
Susan001, even if Flo did sign a promissary note not to give Andy them money, he’d still take it when she wasn’t looking!
Goodness knows, computers probably would laugh at a lot of people’s financial situations when they ask for a loan if they were able…failing that, they simply crash in disbelief!
jtviper7 over 14 years ago
Flo needs to get a better job. She’s to lazy to go get one… After all Andy’s guarding the house…
jpozenel over 14 years ago
Flo’s extravagant lifestyle has caused Andy to suffer the humiliation of being turned down for a loan.
Flo needs to make do with what she has instead of looking in the shop windows all the time for new ways to waste her money. Andy is never one to complain, but it might just be the time to finally put his foot down and take charge of the purse strings.
runar over 14 years ago
If anyone ever stole Andy’s identity, they’d probably want to give it back.
Wildmustang1262 over 14 years ago
I am sure the computer would say, “No! Declined!” Alas, too bad for Andy, tho’.
AgProv over 14 years ago
This is what I mean…. excerpt from TV comedy sketch series “Little Britain” with dim ugly bank clerk Carol played by a six-foot-two inch bloke in drag.
http://www.youtube.com/watch?v=Hmr6Ius17ag
Credit referencing in this country can be aggravating… move into a house where a defaulter previously lived, apply for credit, it will flag the address and refuse you even though your own credit rating may be spotless. These situations can be worked out, but it takes time and aggravation.
As with Carol and the computer, it has been said that we have surrendered too many judgements that should be made by human beings to the machines. The result being often ludicrous credit decisions.
If you’re in Flo’s position, being married to and living at the same address as a guy like Andy, who must in his fifty or so years have made himself a sub-prime risk, would be counted against her.
They also, most probably, live in a low-rent part of town, a council estate (housing project to Americans) or a district down on its luck.
Credit referencing is often carried out on the basis of your postcode. (zip code?) The logic being that if you are able to live in the best part of town you are clearly affluent and a safe credit risk. Therefore people in high-status postcode areas are offered more and better credit - those in housing projects are often written off right from the start or offered sub-prime terms. This is stupid: I lived in a very good part of town by pure fluky luck. I was still poor, but paying next to no rent to look after a friend’s house while he was overseas. Purely on the basis of the postcode I was swamped with high-end credit offers.
This is really stupid, as I do not think zip codes/postcodes were devised to act as indicators of income and financial worth - yet the British system uses them as identifiers!
No wonder the bloody banks caused a recession…