The Buckets by Greg Cravens for January 04, 2020

I rarely need to write a check – online banking – soc sec automatic deposit. My checks are 13 years old.

I don’t even know where my checkbook is. I’d have to find it to see how many years it’s been.

I started doing business with a water delivery service in December. Fully expected to have to supply a cc to pay. Guy said, “no, just send me a check.” I guess it’s good that I still occasionally (rarely) use checks.

US and UK separated by a common language.

why write a check when you have an app for that. Although any app using farcebook and Mark Suckingberg. I am not using I don’t trust you with anything Mark.

he isn’t wrong.

My sister still pays for groceries with checks. she doesn’t trust cards.

That’s why I won’t go shopping on Tuesdays. “Senior Discount Day, everybody over 65 pay by check or cannot figure out how a debit card works” And they do it in the 15 items or fewer so-called “Express Lane”

And when they do pay in cash they have their coin purse so they can pay in exact change, even if it’s 98¢.

I used to pay at the grocery store and many other places with cash. I switched to credit/debit cards a couple of years ago. They announced that they were going to put in Apple Pay (Samsung Pay, Google Pay, Etc.) and about a year later, actually installed the terminals for it. I used my phone for a while, then I got an Apple Watch, and never take my wallet out of my pocket. I used my debit card that way until the Apple Card came along. Now, I get a 2% instant rebate on my groceries and prescriptions. Times change, and I try really hard to keep up. Doing pretty well, so far.

I still write a check to my church for tithe and special offerings. Bills, I do online. Still send checks to charities and out of town family at Christmas and to pay the occasional handyman who doesn’t do credit cards. I write maybe 20 a year.

I do write checks for tithes at church, which is unusual for a 20-something, but that way I get a record for “charitable giving” tax deduction. But at work (a little country store), when a middle-aged or older person pays by check, it is rather time-consuming. I have to ask for his/her license and write the number on there and so on. Later, when the current manager collects my drawer, most of them groan and tell me not to accept it. I think they’re joking, lol.

My church uses a tithing web site that takes my donations from my credit card account monthly and sends me a report of the donations for tax purposes. It also allows me to designate the particular fund(s) to which the donation should go. And 100% of my donations go to the church.