Beardo by Dan Dougherty for July 06, 2023

Higher interest rates to pay for the buyout loans, arbitrage experts, and shareholder premiums. We are checking for money under every couch cushion and empty desk drawer to make utilities payments.

Eventually, they’ll all consolidate into “Blackheart”… ☺

With worse customer service and less convenient ways to pay with each consecutive buyout.

With each merger, more stock option payouts for our executives. For you, not so much. (massive understatement)

I paid a quarter percent more for my loan to stay with the originating bank. I didn’t know that was an option, but I took it.

I haven’t changed banks once since opening my first checking account. But the banks have gone by four different names in that time. It’s been about five years since the last merger, probably about due again.