Have you LOOKED at what various medical costs are on the invoice and then what the insurance actually pays, and then what the doctor / pharmacy / therapist actually accepts as payment, it MAKES NO SENSE AT ALL ! Example: The doc billed $300 for a 10 minute session during which he froze some precancerous spots (three HUNDRED dollars!) The insurance paid him $137.50 and I co-payed $30. And we’re even now. Imagine how little it would cost if we just stepped away from all the shenanigans!
You have two big options pig. You can move to one of those countries (most of the world, in fact) where the ministry of health pays in part or in full the price of life-saving medication (Breaking Bad could only be set in the US). Or you can suggest to your local politician that your state or your country adopts a similar concept. Too bad you will probably shouted down with accusations of being a dangerous subversive communist
Last week my pharmacist informed me the drug I’ve been taking to reduce the excess iron in my blood, has risen 700%. My copay for a one month supply was $140, a 24 day supply to get me into the new year, when my insurance will change, U/C: $2,480.57 final copay 620.14. The very rare blood disease I have (PNH) causes me to need a blood transfusion every 11-12 weeks, when I’m getting the drug that fights the disease. Every transfusion adds more iron to my blood. For five months from July I was denied access to this drug because of a billing dispute between the HMO that merged with my HMO and HealthNet insurance. The medicine I was being given was costing $43,000 every two weeks. This is a generic version of a drug that a year previously was costing $6,000 every two weeks, until the Patent expired and I was switched over to the new improved version, that you only needed once ever eight weeks. It took four months for the billing for the new improved drug to get to me. The new cost was $172,000 for the first loading dose, followed in two weeks by the first maintenance dose billed at $211,000 ever 8 weeks. I have to go to my oncologyst ever week for associated injections, so I decided to go back to the first drug, but as a generic now costs $43,000 ever two weeks. The time when I was denied my usual infusion, my hemoglobin dropped so fast I needed a transfusion ever four weeks,causing the ferritin to shoot up to about ten times normal. On November 24th (after months of fighting the new HMO and HealthNet) I got a new loading Dose of Ultomiris, followed two weeks later by the first maintenance dose. I’m scheduled to get another maintenance dose this coming Tuesday. I don’t know what the current cost is, and I probably wont see that until I’m on my new health insurance plan. The service rep for the new insurance plan said I would max out my copay for the year, with the first infusion next month.
One thing in our lives that is just about as far from capitalism as it can get is medicine. The government, the pill industries, and the insurance companies have cooperated over the years to build the labyrinth of price structure to move large amounts of money from the public coffers to a hand full of folks. This is not capitalism. Take a look at what happened to the price of lasik over the years if you want to see an example of capitalism at work. The insurance companies and the government didn’t want to have anything to do with lasik. As result, the price for lasik has plummeted.
I’ll vouch for that! Was in “observation” instead of being admitted to the hospital and I had 5 pills! I was charged $600.00 for the meds! Never will happen again! I’ll go home first!
If automakers did what drugmakers do you would have to pay ten times as much for a new model of car so they could recoup their research and development costs right away instead of gradually over the years. It’s time big pharma was regulated.
TL;DR: the premise of this strip is flawed. What is the basis for determining what something “should” be worth?
Background: I work for a home healthcare company in their billing department, a position I have held for 18 years. I work specifically with government payers – Medicare, Medicaid, Tricare (what some of you might call CHAMPUS) and such.
I get this question a lot: “why do you bill x amount to insurance if you only get paid y anyway?” I compare it to the advertised MSRP (manufacturer’s suggested retail price) of a car. If you watch a new car ad, it will tell you the MSRP, “but act now and get this bit of cash back and that bit of rebate and another special dealer incentive …” In other words, the MSRP is the full retail price, but no one actually pays that amount. It’s more like a starting point for negotiations and incentives.
In a similar way, “$100 a pill” isn’t what anyone actually pays, it’s simply analogous to a starting point for negotiations across hundreds if not thousands of insurance companies, both commercial and government. Actual drug pricing is based on one of several pricing guidelines. Returning to the car example, used-car pricing estimates are derived from a couple of different sources (NADA Blue Book, Kelley Blue Book, Edmunds, and the like) which are themselves averages based on large quantities of aggregated data. The drug-pricing counterparts have names such as “average wholesale price,” “average sale price,” “weighted average cost,” and others.
I had a conversation similar to this recently when one insurer announced that they would be paying roughly $302 a dose for the COVID vaccine, which seemed usurious to someone based on “it’s a couple of milligrams of drug in a large vial of solution.”
And your insurance company will pay $99 of that. Since it’s not your problem, you won’t look for alternatives. It’s even worse when the government just covers everything. “Yeah, charge what you like. Somebody else will pay for it.”
I got some cream for my face (rosacia) the drug company normally charges $714 for 1 tube (that’s right seven hundred fourteen dollars). Some how this coupon that the dermatologist gave me got it down to $118. I don’t get it?!?
When I got c. diff 15 years ago the best antibiotic was vancomycin. A company bought it up a few months before and raised the price for a 10 day course from about $200 to $1200, just because they could. Still screaming in my box
BE THIS GUY about 4 years ago
It’s enough to make you go Christian Scientist.
John-117 about 4 years ago
Now, where do you find this pharmacy?
Arbitrary about 4 years ago
And that’s why capitalism should stay out of healthcare.
Renatus Profuturus Frigeridus Premium Member about 4 years ago
Bamlanivimab ?
Randallw about 4 years ago
I’m thankful all my regular prescriptions are covered by the government.
Templo S.U.D. about 4 years ago
as a great-grandson and a grandnephew of pharmacists, the screaming-into-a-box idea sounds kind of ridiculous
Cminuscomics&stories Premium Member about 4 years ago
I know someone who is on disability and Medicaid and who’s mother is on medicaid and says Biden is a communist.
Caldonia about 4 years ago
If I didn’t have good prescription insurance I’d be locked up by now.
BasilBruce about 4 years ago
And I’ll bet the generic version costs 2 dollars.
Johnny Q Premium Member about 4 years ago
Another option is to overthrow capitalism!
Jonathan Mason about 4 years ago
Move to a civilised country with a better healthcare system.
Concretionist about 4 years ago
Have you LOOKED at what various medical costs are on the invoice and then what the insurance actually pays, and then what the doctor / pharmacy / therapist actually accepts as payment, it MAKES NO SENSE AT ALL ! Example: The doc billed $300 for a 10 minute session during which he froze some precancerous spots (three HUNDRED dollars!) The insurance paid him $137.50 and I co-payed $30. And we’re even now. Imagine how little it would cost if we just stepped away from all the shenanigans!
kaffekup about 4 years ago
How much was the box? Probably$300, and insurance paid $25.
WelshRat Premium Member about 4 years ago
Thank the stars for the N.H.S.
Max the Destroyer about 4 years ago
You have two big options pig. You can move to one of those countries (most of the world, in fact) where the ministry of health pays in part or in full the price of life-saving medication (Breaking Bad could only be set in the US). Or you can suggest to your local politician that your state or your country adopts a similar concept. Too bad you will probably shouted down with accusations of being a dangerous subversive communist
dadoctah about 4 years ago
So that’s what cats are up to!
Larry Kroeger Premium Member about 4 years ago
Last week my pharmacist informed me the drug I’ve been taking to reduce the excess iron in my blood, has risen 700%. My copay for a one month supply was $140, a 24 day supply to get me into the new year, when my insurance will change, U/C: $2,480.57 final copay 620.14. The very rare blood disease I have (PNH) causes me to need a blood transfusion every 11-12 weeks, when I’m getting the drug that fights the disease. Every transfusion adds more iron to my blood. For five months from July I was denied access to this drug because of a billing dispute between the HMO that merged with my HMO and HealthNet insurance. The medicine I was being given was costing $43,000 every two weeks. This is a generic version of a drug that a year previously was costing $6,000 every two weeks, until the Patent expired and I was switched over to the new improved version, that you only needed once ever eight weeks. It took four months for the billing for the new improved drug to get to me. The new cost was $172,000 for the first loading dose, followed in two weeks by the first maintenance dose billed at $211,000 ever 8 weeks. I have to go to my oncologyst ever week for associated injections, so I decided to go back to the first drug, but as a generic now costs $43,000 ever two weeks. The time when I was denied my usual infusion, my hemoglobin dropped so fast I needed a transfusion ever four weeks,causing the ferritin to shoot up to about ten times normal. On November 24th (after months of fighting the new HMO and HealthNet) I got a new loading Dose of Ultomiris, followed two weeks later by the first maintenance dose. I’m scheduled to get another maintenance dose this coming Tuesday. I don’t know what the current cost is, and I probably wont see that until I’m on my new health insurance plan. The service rep for the new insurance plan said I would max out my copay for the year, with the first infusion next month.
Breadboard about 4 years ago
Pig because Mr. Pastis has a big bottle of Debbie Downer pills for you just take those ;-) …. Croc Power !
Qiset about 4 years ago
One thing in our lives that is just about as far from capitalism as it can get is medicine. The government, the pill industries, and the insurance companies have cooperated over the years to build the labyrinth of price structure to move large amounts of money from the public coffers to a hand full of folks. This is not capitalism. Take a look at what happened to the price of lasik over the years if you want to see an example of capitalism at work. The insurance companies and the government didn’t want to have anything to do with lasik. As result, the price for lasik has plummeted.
SALUDADOG about 4 years ago
I prefere pigs in a blanket to pigs in a box
Zebrastripes about 4 years ago
I’ll vouch for that! Was in “observation” instead of being admitted to the hospital and I had 5 pills! I was charged $600.00 for the meds! Never will happen again! I’ll go home first!
Chris about 4 years ago
I’ll join you, but I’ll get my own box. :)
sixam about 4 years ago
Now that Big Pharma has gotten the new president they wanted, we can count on drug prices going higher.
https://www.newsweek.com/big-pharma-joe-biden-fix-drug-pricing-1534809
rugeirn about 4 years ago
That’s only 20% of what one of my meds costs.
dfrost1 about 4 years ago
It makes me curious that he had that one ready.
Ellis97 about 4 years ago
Poor little Pig.
Kaputnik about 4 years ago
I pay tolerable prices for my prescriptions. But I’ve asked the pharmacist what some of the prices would be without my insurance, and they’re scary.
Gameguy49 Premium Member about 4 years ago
If automakers did what drugmakers do you would have to pay ten times as much for a new model of car so they could recoup their research and development costs right away instead of gradually over the years. It’s time big pharma was regulated.
cosman about 4 years ago
To supplement the insurance, i use prescription discount cards.. https://top5rxdiscountcards.com
A random Pearls Before Swine & Big Nate commenter about 4 years ago
you probably will
Cerabooge about 4 years ago
Fly to a sane country and buy your drugs there. But you’ll probably have to smuggle them in if you want to come back.
NORTHIDAHO about 4 years ago
Good Rx
skipper1992 about 4 years ago
(1/2, part 2 as a "reply)
TL;DR: the premise of this strip is flawed. What is the basis for determining what something “should” be worth?
Background: I work for a home healthcare company in their billing department, a position I have held for 18 years. I work specifically with government payers – Medicare, Medicaid, Tricare (what some of you might call CHAMPUS) and such.
I get this question a lot: “why do you bill x amount to insurance if you only get paid y anyway?” I compare it to the advertised MSRP (manufacturer’s suggested retail price) of a car. If you watch a new car ad, it will tell you the MSRP, “but act now and get this bit of cash back and that bit of rebate and another special dealer incentive …” In other words, the MSRP is the full retail price, but no one actually pays that amount. It’s more like a starting point for negotiations and incentives.
In a similar way, “$100 a pill” isn’t what anyone actually pays, it’s simply analogous to a starting point for negotiations across hundreds if not thousands of insurance companies, both commercial and government. Actual drug pricing is based on one of several pricing guidelines. Returning to the car example, used-car pricing estimates are derived from a couple of different sources (NADA Blue Book, Kelley Blue Book, Edmunds, and the like) which are themselves averages based on large quantities of aggregated data. The drug-pricing counterparts have names such as “average wholesale price,” “average sale price,” “weighted average cost,” and others.
I had a conversation similar to this recently when one insurer announced that they would be paying roughly $302 a dose for the COVID vaccine, which seemed usurious to someone based on “it’s a couple of milligrams of drug in a large vial of solution.”
dsom8 about 4 years ago
And your insurance company will pay $99 of that. Since it’s not your problem, you won’t look for alternatives. It’s even worse when the government just covers everything. “Yeah, charge what you like. Somebody else will pay for it.”
PBS1! about 4 years ago
Oh, snap. Now 2020 is even getting to Pig.
Ermine Notyours about 4 years ago
Is that Viagra? Pig should ask, “Can I get it over the counter?” And the pharmacist will reply, “I guess. If you take the whole bottle.”
Cameron1988 Premium Member about 4 years ago
We can thank the current administration for allowing them to do this type of shyt
mwksix about 4 years ago
Seems like a good description of 2020
DCBakerEsq about 4 years ago
“Scream in a Box.” From Ronco!
57BelAir about 4 years ago
I got some cream for my face (rosacia) the drug company normally charges $714 for 1 tube (that’s right seven hundred fourteen dollars). Some how this coupon that the dermatologist gave me got it down to $118. I don’t get it?!?
dialfred about 4 years ago
When I got c. diff 15 years ago the best antibiotic was vancomycin. A company bought it up a few months before and raised the price for a 10 day course from about $200 to $1200, just because they could. Still screaming in my box
zeexenon about 4 years ago
Formularies, don’t you just love them. “There’s no reason for it. It’s just our policy”
Kali about 4 years ago
I haven’t paid more than $30 total per month for my prescriptions. And they deliver.
Natarose about 4 years ago
Money grubbers
Sisyphos about 4 years ago
Even boxes can be expensive, Pig. Think about that before declaring your New Lifestyle….