Cards are compromised all the time. Usually the people who “purchase” these cards start small and gradually increase their spending to establish a spending pattern. They don’t start off with buying the $4,000 TV.
My credit card company has notified me immediately when I’ve made some big purchases.
I have the habit of checking my credit card bill online each week to see if the charges are mine. I once caught a $4 charge to a WalMart in Oklahoma the day it happened and had my card changed. Whoever bought that card didn’t get their money’s worth.
I am also fortunate enough to be able to pay it off each week. It’s like peeling off the band aid slowly rather than ripping it off at the end of the month. I get cash back on my purchases and I haven’t paid interest for at least a decade, so I make money on my card.
Welcome to the American begging bowl. We are assailed at every point of sale to donate. I choose to keep my donations in the community like the food pantry, the reservation and children’s support. I guess that makes me a curmudgeon as well. Well that and a lot of other things.
There are bad actors everywhere who want your money and your Identity, when someone used my SS to file taxes (funny that I actually had to pay) some years ago I went and got Identity Theft monitoring, there are many like services you can use, do so for your own peace of mind.
allen@home over 1 year ago
Everybody knows that, Bob isn’t into charity.
Liverlips McCracken Premium Member over 1 year ago
That could be my dad. Except that his name wasn’t Bob.
wi3leong Premium Member over 1 year ago
Not the card but the card number.
dflak over 1 year ago
Cards are compromised all the time. Usually the people who “purchase” these cards start small and gradually increase their spending to establish a spending pattern. They don’t start off with buying the $4,000 TV.
My credit card company has notified me immediately when I’ve made some big purchases.
I have the habit of checking my credit card bill online each week to see if the charges are mine. I once caught a $4 charge to a WalMart in Oklahoma the day it happened and had my card changed. Whoever bought that card didn’t get their money’s worth.
I am also fortunate enough to be able to pay it off each week. It’s like peeling off the band aid slowly rather than ripping it off at the end of the month. I get cash back on my purchases and I haven’t paid interest for at least a decade, so I make money on my card.
Baucuva over 1 year ago
Bob’s a curmudgeon.
rhladilek over 1 year ago
I really doubt that part about making money. Your payment is always greater than the money you get back?
MeanBob Premium Member over 1 year ago
Welcome to the American begging bowl. We are assailed at every point of sale to donate. I choose to keep my donations in the community like the food pantry, the reservation and children’s support. I guess that makes me a curmudgeon as well. Well that and a lot of other things.
Smeagol over 1 year ago
There are bad actors everywhere who want your money and your Identity, when someone used my SS to file taxes (funny that I actually had to pay) some years ago I went and got Identity Theft monitoring, there are many like services you can use, do so for your own peace of mind.