Arlo and Janis by Jimmy Johnson for September 26, 2023

Sounds like an old joke. 100% Down. No easy payments.

Can’t they just set up Venmo or Paypal or something like that on their phones?

POS usually has another definition!

Cash and carry – that’s the ticket!

The strip seems to be stalling.

That’s like my favorite ice cream stand. Cash only. And there’s always a line.

So now yard sales are a business? Do you have to claim the profits on your taxes? **** read using sarcasm *

I still believe cash for small purchases, vending machines, candy at the store etc. I like the idea, Hershey won’t know I buy their chocolates so I won’t get spam from them.

what’s wrong with just cash… :/

Cash only? Sounds subversive to me.

Saw a food truck, cash only. Credit/Debit cards another overhead item they don’t want to deal with.

The homeless people selling the Big Issue all seem to have card readers these days. Good thing too, otherwise I could never buy a copy.

We had a few yard sales this year. Everyone paid cash, without an issue. One person asked about Venmo.

And don’t call me Shirley.

“You’re bad?” Who, what?

“Uncle Sam” wants his share of your meager profits. Take a write off.

I predict the kids come up to run the sale. Take back what they want and put A&J in good position to move.

Aha! A reason to go visit his parents and ‘push’ the move!

They won’t last two days if they don’t accept credit cards, I rarely use cash anymore.

Oh, I see material for a new Pluggers comic here.

We vacation at a small island town on the east coast, most of the stores add 3% if you use anything but cash.

We will go with the approprite definition.

I’ve started having cash in my pocket. I find that it’s better especially when I go and fill up with gas. Some pumps charge as much as 20 cents extra for using your card!

Had a garage sale once and the first customer of the day selected $5.00 worth of stuff, came up and handed us a $100.00 bill “apologizing” that that was all she had. She seemed surprised and upset when we said, “No problem”, and gave her $95.00 in change. We were sure she figured we wouldn’t have or wouldn’t want to use all our change up and would just give her the merchandise. WRONG!

I was buying something, and the computer screen said, “The POS system isn’t working,” and boy, did I laugh.

I still use cash for under $20. I usually shop local stores, not chains, and they prefer it. A few of them are even “cash only.”

Everybody is complaining about inflation at the same time that everybody is using a card that adds 4% to the cost.

I never met a business person that didn’t prefer cash.

Our neighborhood is having a yard sale next month. Thanks for the idea!

point of sale, if you know retail you get it

I’ve never heard of anyone wanting to use a credit card at a a garbage (garage) sale. None of the neighbors would bother with a card reader.

Ah ha! This is about selling the old items after all. I suspect Gene knows some of the things in the attic will sell for big bucks to the right collectors. More proof that Jimmy was eavesdropping on us when we downsized 7 years ago!

I’m with Janis here. Credit card companies haul in fees from both the customer and the merchant. The merchants have to pay interchange fees (1 to 3%) for just handling the transactions (swipe fees). Assessment fees; .13 to .15% per-transaction fee in addition to the interchange fee to cover “network” costs. Then there’s the Processor fees for things like terminal rental, maintainence fees, and others to “cover their costs”. They range all over the place and can be annual, quarterly, monthly or per-transaction. American Express used to be the absolute worst.

Bank debit cards connected to the users’ accounts charge the merchant a little less and do not charge the user directly, but they can still be somewhat onerous.

In the small businesses I’ve worked in, the total fees cost us anywhere from 3 to 10% per transaction, depending on the cc company/service. I would calculate this stuff on a spreadsheet and figured cash-only was the way to go.

I knew exactly what he was talking about. Used to repair them back in the 90’s

Their going to have to set Arlo and Janis up with Venmo, etc. Maybe conduct the sale for them.

This seems kind of ridiculous. Who would ask about POS for a garage sale?

I still prefer using cash as much as I can.

Sometimes the POS is a POS